Mastercard is doing its part to power Connected Commerce by helping secure the way consumers pay electronically through innovative digital wallet services like Masterpass™.Masterpass™ drives several contactless technologies such as Android Pay, Apple Pay, Microsoft Wallet and Samsung Pay. These services are secured with tokens through Mastercard Digital Enablement Service or MDES.
Mastercard Digital Enablement Service (MDES)
What is MDES?
MDES services allow participating issuers and merchants to manage secure tokenization and digitization to create EMV-like security for every digital transaction. MDES provides cardholders with the confidence to make more secure electronic payments from a wider variety of connected devices through a tap, touch or click.
How MDES Works
- Creation: The card’s primary account number (PAN) is replaced with an alternate card number called a token
- Storage: The tokenized card details are delivered to the mobile device through a process called digitization
- Usage: A mobile device is enabled for more secure payments